Hurt on the job in Sacramento

 Hurt on the job in Sacramento

 

Workers from all walks of life are at risk of getting hurt on the job in Sacramento, whether they are a construction worker, a teacher, a driver, etc. This is why it’s very important for an employee to know their rights and for an employer to follow the proper safety protocols to make sure their workplace is safe. When employers take the necessary precautions, the risk of getting hurt on the job in Sacramento is much lower. But that does not mean it doesn’t still happen.

 

Permanent disability may result from a specific incident injury, like a box falling on you in a stockroom, or from the cumulative effect of overuse of a body part or overexertion due to your work duties that cause degenerative changes over time. With extraordinary injuries, such as suffering paralysis from an injury, permanent disability may prevent you from ever fully returning to work. Of course, you are able to seek compensation, but the reality is that insurance companies are more likely to contest such claims because they are the most expensive. This is why having an Attorney is so important because they can help you fight for your rights.

Preexisting conditions are not a bar to compensation for a work injury. Even if you have a preexisting condition, you can still file for benefits after being hurt on the job in Sacramento. But insurance companies often deny such claims and it can be tough for an unrepresented injured worker to prove that the work you did on the job exacerbated your preexisting condition. Having an attorney in your corner to fight for you in these situations allows you focus on what’s important, your recovery.

Having an Attorney is especially important when it comes to your treatment because your doctor may recommend specialized treatments or procedures that the insurance company should pay for, but may deny — or try and settle with an unrepresented injured worker to get around otherwise expensive, but necessary, medical treatment. Any adequate workers’ compensation settlement offer should consider lost earnings and medical expenses in addition to permanent disability benefits.

Many insurance companies base settlements only on permanent disability benefits, which are based on a rating system determined by examining doctors. If the insurance company doesn’t agree with the rating it can require you to attend an qualified medical exam (QME) by another doctor, and depending on the circumstances the insurance company may be able to select that doctor for you. If that happens, chances are that doctor will give you a lower rating than what you feel you deserve. A lawyer can help either avoid such situations early on or convince a judge that you are entitled to a higher rating or a different QME doctor.

 

A lawyer can help you file your claim for workers’ comp benefits and make sure to structure any settlement to minimize or eliminate the offset of the benefits you could get through other programs, such as Social Security, or can file a lawsuit if someone other than your employer contributed to your injury. If you were hurt on the job in Sacramento, Gold Country Workers Comp Center, P.C. is a trusted and responsible law firm that will help you no matter the claim. Call them for a free consultation at (530) 362-7188.