Have you been recently injured at work and are wondering if you need a workers comp lawyer in Truckee? Worker’s compensation exists as a means to ensure that employees are fairly compensated for expenses and losses associated with a work-related injury. It can help alleviate the financial and emotional pressure during the turbulent phase following a work-related injury and provide much needed medical care without deductibles or co-pays.
Many employees who require basic medical attention for minor injuries will commonly receive full care without needing to file a worker’s comp claim or pay a bill. Obviously, not all work-related injuries are simple and benign. Some involve very serious injuries that require a long period of time away from work and extensive medical treatment.
In these cases, a workers compensation attorney is a must. Below are a number of circumstances in which hiring a workers comp lawyer in Truckee is recommended. If you would like to learn more or speak with an experienced Truckee workers comp attorney, be sure to contact Gold Country Workers Comp Center today.
If Workers’ Comp Claim Is Denied
Most employers will pay into a workers comp insurance fund provided by an insurance company. In many cases, an employer will not handle any workers’ comp claims and will instead delegate them to the insurance company. If the insurance company believes your claim is invalid, they will immediately deny it.
Some of the reasons for a denied claim can include missed deadlines, incomplete documents, insufficient medical evidence detailing the injury, and other issues. Most workers are not experienced with the California workers compensation claim process.
This leaves you vulnerable to making mistakes and being denied workers’ comp benefits by the insurance company. By working with an experienced workers comp attorney, you can ensure that every facet of your claim is accurately and properly filed and prosecuted to maximize the benefits being paid to you. An experienced attorney will also investigate supplemental benefits from other sources that you may be entitled to receive.
There are many examples in which insurance companies will also claim that the work-related injury was caused by the employee. The insurance companies can claim that the injury was intentionally self-inflicted, or that you were engaging in “horse play” or were guilty of worse than gross negligence or illegal actions (using alcohol or illegal drugs is the most common) which caused the injury. Even if this is the case, it is very difficult for an insurance company to fully deny all benefits.
The burden of proof is on the insurance company making the allegations of employee misconduct to deny or reduce the benefits to be paid, but an experienced workers comp lawyer can protect your rights.
Reduced Claims
Instead of outright denying a workers comp claim, many insurance companies will only agree to pay for a small portion of your claim. Most employees, unfortunately, settle for reduced claims because they have no experience negotiating a settlement with the insurance company.
By hiring a workers comp lawyer in Truckee, you can ensure that your claim is negotiated. A dedicated workers comp attorney will negotiate with the insurance companies and get you the money you deserve. A skilled workers comp attorney can also help appeal an unfavorable decision.
Hire a Workers Comp Lawyer in Truckee
The reasons for hiring a workers comp attorney following a work-related injury are extensive and include more than what can be listed in a single article. The time following a work-related injury can be extremely stressful and emotional for both you and your family.
A workers comp attorney can help alleviate this stress and help you receive the benefits you deserve. Please contact Gold Country Workers Comp Center at 530-362-7188 today to discuss your workers comp claim with an experienced workers comp lawyer in Truckee.
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